FAQs

This FAQ section is designed to give you a clear understanding of how Slice Realty works, how investments are structured, and what you can expect as an investor. We believe in transparency, simplicity, and empowering you with the information needed to make confident real-estate investment decisions.

SECTION 1 — GENERAL FAQs

Q1. What is Slice Realty?

Slice Realty is a fractional real estate investment platform that allows investors to participate in high-quality commercial and residential assets by investing smaller amounts instead of purchasing entire properties. Each investment is structured through a Special Purpose Vehicle (SPV), in which investors become shareholders. Slice Realty handles property selection, due diligence, acquisition, asset management, and exit — offering a fully passive and transparent real estate investment experience.

Q2. How does fractional ownership work?

Fractional ownership allows multiple investors to collectively own a property through an SPV.
Each investor contributes a portion of the total investment amount and receives shares proportional to their contribution. The SPV owns the property, receives rent, manages expenses, and distributes rental income to all investors. Upon sale of the property, the profits are shared in proportion to the investor’s shareholding.

Q3. What types of properties does Slice Realty offer?

Slice Realty focuses on assets that offer stable rental income and long-term appreciation. These include:

Pre-leased Grade-A commercial office spaces
Corporate headquarters and IT parks
Retail showrooms
Warehouses and industrial facilities
Select high-demand residential investment opportunities
Each listing undergoes strict legal, technical, and financial evaluation before being presented to investors.

Q4. Who can invest through Slice Realty?

Any individual or entity that completes KYC can invest, including:

Resident Indians
NRIs and OCI cardholders
HUFs
LLPs and partnership firms
Private and public limited companies
Investors must comply with applicable taxation and banking regulations.

Q5. Why should I invest through Slice Realty instead of buying property directly?

Investing through Slice Realty offers several advantages:

Lower capital requirement compared to buying a full property
Access to institutional-grade properties that individuals typically cannot buy alone
Fully passive investment — no involvement in tenant management or property upkeep
Diversification across multiple assets
Professional due diligence to reduce risk
Regular rental income and potential capital appreciation
In contrast, buying a property independently requires large capital, active management, and full risk exposure.

Q6. What is the minimum investment amount?

The minimum investment typically starts at ₹5 lakhs, allowing individuals to access premium real estate with significantly lower entry capital. However, depending on the property size, pricing, and investor demand, the minimum threshold may vary for each opportunity.

Q7. How does Slice Realty select properties for listing?

Slice Realty follows a multi-step selection framework:

Market Assessment — evaluating micro-market growth, demand, and tenant outlook.
Tenant Quality Check — verifying creditworthiness, lease strength, and business stability.
Technical Evaluation — analysing building quality, age, and risk factors.
Legal Due Diligence — confirming clear title, possession, compliance, and documentation.
Financial Modelling — rental yield projections, appreciation potential, and exit scenarios.
Only properties that pass all filters are listed on the platform.

Q8. Does Slice Realty manage the property after investment?

Yes. Slice Realty handles end-to-end asset management, including:

Tenant coordination and lease monitoring
Timely rent collection
Expense and statutory management
Handling property taxes, insurance, and compliance
Regular reporting to investors
Planning and executing the final exit
This ensures investors enjoy a fully passive ownership experience.

Q9. How do I track my investment performance?

Investors receive access to a dedicated online dashboard where they can view:

Rental distributions and schedules
Property documents and SPV financial statements
Tenant updates
Market insights
Investment performance reports
The dashboard provides complete transparency throughout the investment lifecycle.

Q10. What happens if Slice Realty ceases operations?

Your investment remains safe because you own shares in the SPV, not in Slice Realty.
Even if the platform stops operating:

The SPV still owns the property
Your shareholding remains legally valid
Investors can collectively appoint a new administrator or management firm
The structure ensures investor protection independent of the platform.

SECTION 2 — INVESTMENT PROCESS FAQs

Q11. How do I start investing with Slice Realty?

To begin, you simply create an account on the Slice Realty platform and complete a quick KYC verification. Once verified, you can browse available properties, review due diligence documentation, and select an asset that fits your investment goals. The investment process is fully digital, seamless, and transparent.

Q12. What documents are required to complete KYC?

KYC typically requires:

For Indian residents: PAN, Aadhaar, and address proof
For NRIs: Passport, visa details/OCI card, and NRE/NRO bank account details
For entities: Company PAN, incorporation certificate, board resolution, and authorised signatory KYC
Document upload is online, and verification usually completes within 24–48 hours.

Q13. How is the investment amount paid?

Once you choose an opportunity, you reserve your allocation by signing the Expression of Interest (EOI) and paying a token amount. The remaining investment is paid into a secure, investor-specific virtual or escrow account. Funds are only transferred to the SPV once the property is fully funded and documentation is complete.

Q14. What happens after I commit to a property?

After committing:

You receive the investment agreements and SPV details.
You review all documents and sign digitally.
Slice Realty updates you on the funding progress.
Once fully funded, you complete the balance payment.
Shares/CCDs of the SPV are allotted to you, confirming ownership.

Q15. How long does the investment process take?

The entire process — from KYC to final fund transfer — usually takes 2 to 5 days, depending on investor responsiveness. All documentation is digital, making the experience faster than traditional real-estate transactions.

Q16. What if a property fails to reach full funding?

In the rare case that an opportunity does not reach 100% funding within the specified duration, Slice Realty refunds your committed amount in full directly to your registered bank account. No deduction or penalty applies.

Q17. Is there any limit on how many properties I can invest in?

There is no upper limit. Many investors diversify their portfolio by investing across multiple assets—offices, warehouses, and retail spaces—to balance yield, risk, and appreciation.

Q18. How are investment documents delivered?

Your share certificates, SPV agreements, due diligence reports, rental projections, and investor statements are uploaded to your personal dashboard. You can access them anytime and download as needed.

Q19. Are investments made individually or jointly?

Investments can be made individually or jointly (e.g., spouses, partners), but the KYC of the primary investor is mandatory. Joint investments follow the same compliance process as single investors.

Q20. Can I use business funds to invest?

Yes. Corporates, LLPs, firms, and trusts can invest through Slice Realty. They must complete entity-level KYC and provide the required authorisation documents.

SECTION 3 — LEGAL & COMPLIANCE FAQs

Q21. What exactly is an SPV and why is it important?

An SPV (Special Purpose Vehicle) is a private limited company formed exclusively to acquire, own, and manage the specific property listed on Slice Realty. Investors receive shares/CCDs in the SPV, which represent direct ownership in the property. The SPV isolates asset-level risk and ensures clean, transparent ownership.

Q22. How is investor ownership protected in the SPV structure?

Ownership is legally recorded through share certificates and maintained in statutory registers. The SPV’s accounts are audited annually, and ROC filings provide government-backed validation. Even if Slice Realty stops operations, SPV ownership remains unaffected.

Q23. Who manages the SPV?

Slice Realty manages the SPV on behalf of investors, overseeing financial compliance, tenant communication, statutory filings, and asset performance. Major decisions are discussed and shared with shareholders.

Q24. Are SPVs audited annually?

Yes. Every SPV undergoes statutory audits by registered auditors as per the Companies Act, ensuring complete financial transparency and compliance.

Q25. What legal documents will investors receive?

Investors receive:

Share Certificates / CCD allotment
Shareholder Agreement
SPV Memorandum & Articles
Due diligence reports
Lease documents
Property financial model
All documents remain permanently accessible on your dashboard.

Q26. Are Slice Realty investments regulated by SEBI?

Fractional ownership via SPVs is governed by the Companies Act, Income Tax Act, and RERA (if applicable). It is not yet under SEBI REIT regulations. However, Slice Realty uses strict due diligence, audited SPVs, escrows, and compliance frameworks similar to institutional standards.

Q27. What happens if Slice Realty ceases to operate?

Your SPV, ownership, and documentation remain legally intact. Investors may appoint a new administrator, auditor, or asset manager to handle ongoing operations. The SPV’s functioning does not depend on the platform’s existence.

Q28. Can SPV shares be transferred?

Yes. Shares can be transferred subject to the SPV’s Articles of Association and compliance requirements. Slice Realty assists with the process if an investor wishes to exit.

Q29. Do investors participate in decision-making?

Investors receive updates and may vote on critical decisions such as major repairs, refinancing, or property sale. Shareholder resolutions ensure investor rights are safeguarded.

Q30. How do I verify that the property title is clear?

Slice Realty uploads the legal due diligence report conducted by independent law firms. This covers title clarity, encumbrances, lease rights, litigations, and approvals. Investors may also get this reviewed independently.

SECTION 4 — TAXATION FAQs

Q31. How is rental income taxed for resident investors?

Rental distributions received from the SPV are taxed as “Income from Other Sources”. They are added to your taxable income and taxed as per your applicable slab. Slice Realty provides breakdowns to help you file accurately.

Q32. What is the tax treatment of capital gains at exit?

Capital gains depend on the holding period:

Short-Term Capital Gain (STCG): If sold within 24 months
Long-Term Capital Gain (LTCG): If held beyond 24 months
LTCG may benefit from indexation benefits, and taxation can vary depending on the SPV structure.

Q33. What is the tax treatment for NRIs?

NRIs are subject to TDS on rental income and capital gains. Payouts are credited to the NRO account. Repatriation requires compliance with FEMA and RBI guidelines.

Q34. Does Slice Realty deduct TDS on payouts?

Yes. TDS is deducted as per Income Tax Act requirements. TDS certificates (Form 16A) are uploaded periodically to investor dashboards.

Q35. Will I receive tax statements for filing?

Yes. Slice Realty provides:

Annual rental statements
TDS certificates
SPV financial statements
These help you file taxes accurately and transparently.

Q36. Are SPVs themselves taxed?

Yes. SPVs file their own corporate tax returns, pay applicable taxes, and undergo audits. Investors do not need to file taxes on behalf of the SPV.

Q37. Are dividends received from the SPV taxable?

If the SPV distributes dividends, they may be taxable based on current tax laws. However, many SPVs distribute returns as rental payouts or interest, depending on structure.

Q38. Can depreciation benefits be passed on to investors?

Depreciation is claimed at the SPV level and reflected in the SPV’s financial performance. It is not passed down directly to individual investors.

Q39. How are exit proceeds taxed?

Exit proceeds are subject to capital gains taxation. The exact amount depends on holding period, cost of acquisition, indexation, and SPV structure.

Q40. Are there any tax benefits for first-time investors?

Currently, no special deductions apply to fractional real estate investments. However, investors benefit from indexation and structured payouts that may offer tax efficiency.

SECTION 5 — RETURNS & DISTRIBUTION FAQs

Q41. How do Slice Realty investors earn returns?

Investors earn returns through:

Rental income: Received from the tenant and distributed by the SPV.
Capital appreciation: Earned when the property is sold at a higher value.
Performance gains: Achieved through rent escalations, leasing improvements, and market appreciation.

Q42. How frequently are rental returns distributed?

Payouts are usually made monthly or quarterly, depending on the lease structure and tenant payment cycle. All payouts appear in the investor dashboard with supporting documents.

Q43. Are rental yields guaranteed?

No. Real estate yields depend on tenant performance, lease terms, and market factors. While Slice Realty selects strong tenants to minimise risk, yields cannot be guaranteed.

Q44. How does Slice Realty evaluate tenant quality?

Tenants are evaluated on:

Business stability
Credit history
Lease tenure
Renewal likelihood
Rental track record
This reduces the risk of default and ensures stable yields.

Q45. What is the typical rental yield?

Most of Slice Realty’s commercial opportunities offer 7%–10% annual rental yield, depending on tenant profile, micro-market, and lease terms.

Q46. What expenses are deducted before rental payout?

The SPV deducts necessary expenses such as property tax, insurance, minor maintenance, management fees, and any statutory obligations. The remaining amount is distributed to investors.

Q47. Can rental income increase over time?

Yes. Most commercial leases include annual rent escalations, typically 5–7%. Additionally, improved occupancy or renewed leases may boost long-term returns.

Q48. What happens if the tenant delays payment?

If a tenant delays rent, the SPV may temporarily pause payouts until the rent is received. Slice Realty follows up with tenants and ensures payment recovery.

Q49. How will I receive my rental payouts?

Payouts are made directly to your registered bank account. You will also receive statements detailing distribution amounts, TDS deductions, and SPV income.

Q50. Does Slice Realty charge a performance fee?

Yes, a performance fee is applicable only when returns exceed a predefined hurdle rate. This ensures alignment with investor interests — Slice Realty earns more only if investors earn more.

SECTION 6 — RISK FAQs

Q51. What are the main risks of fractional real estate investing?

Risks include market volatility, tenant vacancy, liquidity challenges, regulatory changes, delayed exits, and macroeconomic factors that affect property values and rental yields.

Q52. Can property values decline?

Yes. Real estate markets experience cyclical ups and downs based on interest rates, supply-demand conditions, and economic trends. Slice Realty focuses on stable-growth areas to reduce the impact.

Q53. What if the tenancy becomes vacant?

A vacancy may temporarily reduce or pause rental returns. However, Slice Realty's asset management team actively works to secure a replacement tenant and restore rental inflows.

Q54. Is my capital guaranteed?

No investment can guarantee capital protection. However, through due diligence, risk screening, and SPV structuring, Slice Realty reduces exposure to avoidable risks.

Q55. How does Slice Realty mitigate risk?

Risk mitigation includes:

Thorough legal and technical diligence
Tenant financial checks
Market analysis
Lease review
Conservative financial modeling
Regular asset performance tracking

Q56. What if construction delays occur in under-construction assets?

Under-construction projects may face delays due to approvals, labour issues, or contractor challenges. SliceRealty lists such assets cautiously and monitors progress regularly.

Q57. What is liquidity risk?

Real estate is inherently illiquid. Fractional units do not have guaranteed secondary buyers. Exit timelines may vary depending on market demand and investor appetite.

Q58. What if a major regulatory change impacts fractional ownership?

Regulatory shifts may affect taxation, structuring, or compliance. SPV-based ownership is widely accepted, and any required adjustments will be implemented transparently.

Q59. What if the SPV faces financial stress?

The SPV structure isolates asset-level risk. Investors are only exposed to the specific property and not SliceRealty’s broader business. Audits ensure financial discipline.

Q60. How does Slice Realty ensure transparency in risk?

All risks, assumptions, financial projections, and tenant details are disclosed upfront in the offering memorandum and dashboard documents.

SECTION 7 — EXIT & LIQUIDITY FAQs

Q61. What is the typical exit timeline for Slice Realty investments?

Exit timelines range from 3 to 7 years, depending on the asset type, market conditions, and appreciation potential. Investors are updated periodically on exit strategy.

Q62. Is there a lock-in period?

Yes. There is typically a 1-year lock-in, during which investors cannot sell their units. This stabilises the SPV and protects property operations.

Q63. How can I sell my investment before final exit?

After the lock-in, you may sell your shares to another investor privately. Slice Realty also provides resale assistance through its internal investor network, subject to demand.

Q64. Is resale liquidity guaranteed?

No. Liquidity depends on market interest and demand for the specific asset. Some properties attract quick buyers, while others may take longer.

Q65. What happens during final property sale (collective exit)?

During final exit:

Slice Realty assesses market conditions.
A sale decision is proposed to investors.
Upon approval, the property is marketed and sold.
SPV settles any liabilities.
Net proceeds are distributed proportionately to all investors.
A detailed exit statement is provided.

Q66. How is the sale price determined at exit?

Slice Realty considers market comps, tenant stability, property condition, leasing potential, cap rates, and buyer appetite. Multiple offers may be evaluated to maximise value.

Q67. Do investors have voting rights during exit?

Yes. Major actions such as initiating sale, refinancing, or redevelopment require investor approval through a formal resolution process.

Q68. How are exit proceeds taxed?

Capital gains tax is applicable based on your holding period and the structure of the SPV. Slice Realty provides documentation to simplify your tax filing.

Q69. How long does it take to receive funds post-exit?

After property sale, SPV closure and settlement generally take 4 to 8 weeks. Funds are then transferred to investor bank accounts after compliance procedures.

Q70. Can I reinvest my exit proceeds into new Slice Realty opportunities?

Yes. Many investors choose to reinvest into new assets to compound returns while maintaining a diversified real estate portfolio.